Do you need commercial car insurance? Think carefully. Even if you operate a home-based business, you might need commercial vehicle insurance. Personal auto policies don’t usually cover drivers on company business. Whether you travel regularly for business or have an employee that uses a personal vehicle to get lunch for everyone at the office, your company needs to have a commercial auto policy. Dickson Insurance Agency, Inc. can help.
No two businesses are exactly alike. A taxi or livery service will need more extensive commercial auto coverage than an accounting firm with no owned fleet. Catering businesses have different commercial vehicle insurance needs than general contractors. As a full-service, independent agency, we can help you get the vehicle coverage your company needs without paying for unnecessary coverage or costly redundancies.
If your business owns a fleet of vehicles, you need commercial auto coverage for that fleet. This includes golf carts, tractors and other motorized vehicles as well as cars and trucks. The price of owned auto coverage will depend on the size of your fleet, the types of vehicles insured, the safety record of your company and other factors.
When you or your employees travel for business, you need to be protected by a commercial vehicle policy. This includes using your own vehicle for company business as well as renting a vehicle while traveling for business. Again, several factors will influence the premium price for this coverage. These factors include the amount of driving employees do for the company as well as your company’s safety record and the number of employees who drive on company business.
Learn more about commercial vehicle insurance from Dickson Insurance Agency, Inc. by filling out our online information form. If you have questions or would like to speak with an insurance professional, call our office during business hours. We look forward to helping your protect your company and your employees.
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