Insurance News about Homeowner-insurance from Dickson Insurance Agency, Inc.

How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

Feb 6 2024 If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips.... more »

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Top Home Improvement Projects That Can Increase Your Home Value

Jan 4 2024 When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations... more »

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Things to Know When Shopping for Home and Auto Insurance

Sep 6 2022 If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should... more »

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Avoiding Water Issues in Your Home

Jul 19 2022 Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew... more »

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How to Decide If Solar Panels Are Right for Your Home

Oct 6 2021 Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you... more »

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Inexpensive Fixes for a Safer Home

May 14 2021 Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can... more »

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Why a basic Homeowners policy isn’t always enough

Apr 9 2021 Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage... more »

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Own a home? Here are two policy options you should know about

Mar 9 2021 If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two... more »

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What is water backup coverage and why is it important?

Aug 20 2020 Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially... more »

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Why You Need Service Line Coverage

Apr 8 2020 Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about... more »

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Home Security Technology: Keeping you ahead of the burglars

Mar 11 2019 Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were... more »

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Feb 6 2019 Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other... more »

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Five Common (and Potentially Costly) Homeowner Mistakes

Nov 14 2018 Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time... more »

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Protecting Your Home: Understanding Your Home Insurance Policy

May 9 2018 As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more... more »

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

Apr 11 2018 You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for... more »

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Easy to Forget Cleaning Projects

Sep 4 2017 As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects... more »

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Burglary Prevention: Should You Leave the Lights On?

Dec 5 2016 It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this... more »

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Which Home Alarms Do You Need?

Nov 7 2016 Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your... more »

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

Oct 7 2016 It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in... more »

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Jul 20 2016 Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your... more »